Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Tuesday, February 18, 2014

February 18: Budgeting

Every year students (and offices) go before the student fee allocation committee to request money. Each group had 15 minutes to present.  Therefore, we have to cover 28 student orgs, 6 large programs all in 15 minutes.  Yikes.  Moreover, we've made a plan to move some money around and make some major changes.  Anyway, this is what I've been looking at for the last few days. My head has truly been reeling and I'm tired of budgets.  Between this and data analysis, staring at computers and numbers, well...I'm about over it.  I'm glad by Wednesday afternoon this will all be over.

Sunday, February 16, 2014

February 16: Free Pizza

I've been reevaluating my money with so many expenses coming up.  Between graduation expenses, potential editing costs, moving, ending my job here this summer, and not getting a paycheck from Texas State until the end of the September, I'm trying to be even more frugal.  Anyway, I had some points for a free pizza, so I figured it was time to cash in.  Pizza is delicious.  Free pizza somehow tastes even better.

Friday, August 12, 2011

MRI

Back in October, my mom came to visit.  On a three hour car ride, I noticed my bum began hurting.  Figuring it was probably just from spending too much time in the car I paid little attention.  As the month went on, and the pain continued, I scheduled an appointment with the doctor.  The woman said there wasn't much they could do and sent me home with some drugs.

Skip forward to June when my bum was still hurting.  Yeah, pain in the butt...literally.

So my new doctor at the University Health Center (Joy Ford...who is awesome!) recommended I see a specialist.  Of course, nothing is just that easy...right?!  Unfortunately, Joy recommended I see a specific doctor and the administrative woman made the appointment...with the WRONG doctor.  But I didn't realize that, until I was back in Joy's office for a torn ligament in my toe.  Yes friends, I tore a ligament in my toe by tripping on my pajama bottoms.  But that's another story.  Back to the bum.  After seeing the wrong doctor (a physical therapist), Joy set up an appointment for me with Dr. Doerr, a back, spine, and neck specialist.  

I saw him a couple weeks ago.  He is...quirky, but thorough.  After looking at the xrays, he decided we needed more information.  The exam revealed my tailbone is sensitive, and the xrays show my lowest disk may be smaller than should be.  Either may be causing my pain, thus he scheduled me for a pelvic MRI.  Its kind of like a buy one MRI get one free...we'll get more detailed pictures of both my lowest disk and my tailbone.

So the MRI.

I have had lots of friends who've had MRI's before and everything they told me was...not like my experience.  They took me to a private dressing area and handed me a set of scrubs (much nicer than the hospital gown).  Additionally, I was allowed to keep on any clothing that didn't have metal.  Honestly, getting my cartilage piercing out may have been the worst part of the whole thing.  :)  That or just trying to remain still through the loud clicking and beeping.  But really, they did everything to make the experience comfortable.  They allowed me to keep all my things in the room (locked with my own key), gave me ear plugs, offered me a blanket, gave me a pillow for under my head and knees...during one of the tests, the sound was kind of white noise like...and I could have probably gone to sleep if that test hadn't been one of the shortest.

The whole thing lasted about 45 minutes and I'll go back to Dr. Doerr next week to have the MRI read and discuss options.

Until the next update.

Tuesday, June 29, 2010

Extra Expenses

Moving is expensive. There are direct moving costs, Uhaul trailer, gas, hotel, etc. There are also indirect moving expenses like new cleaning products that you got rid of to make space, or a behind the toilet space saver because your new bathroom is going to be 2x2. Undoubtably there are also the fees for school, which is understandable. However, there are also hidden fees and expenses that one doesn't budget into their plan.

Now, I have been blessed. I have only had to purchase 2 boxes, wardrobe boxes to use in my transitional home. Otherwise, I would have been completely supplied with all the boxes I needed (I've accumulated them over the years).

So what are these unexpected fees, you might ask?!

Well.

Oil Change
Tire Rotation
Other car related concerns
Dentist Appointment**
Dr. Visit***
Parking Permit
And other miniscule costs that add up

**Today I went to the dentist. Afraid I may have a cavity in my front lower tooth, I scheduled an appointment before I headed out to Georgia (and lost my dental insurance). So today, she did a cleaning (yay) and even deep cleaned with a waterpik. This of course...not in the budget. AND...after 29.8 years of a clean bill of health, I mean, teeth, she found...cavities. I was in shock. AND, none of the cavities were in the place I thought. :/ She tried to comfort me by saying these are small cavities, the kind little kids get, they aren't really a big deal. No comfort.

On top of that, in talking with a friend who also has thyroid issues, she says her doctor told her to talk a calcium supplement because 1. people with thyroid problems don't metabolize calicum as well and 2. your thyroid can decrease your amount of saliva resulting in less ability to fight cavities...grrr...dentist agreed.

And, to make matters worse, the dentist can't get me in before I leave. So, I'm stuck. My options are...
1. Try and find another dentist here (in the next two weeks) that will fill the cavities
2. Cobra for a couple months so I can get them filled in GA
3. The University has a dental office on campus, after calling them, I found out student insurance doesn't cover basics. However, they said they would work with me to make it as affordable as possible (ie: small cavity may be able to be cleaned & sealed, which is cheaper).
4. Pay out the wazoo for dental care. Boo.

None of these options are great. Anyone have any other suggestions that I haven't thought of?

***Tomorrow I'll be heading to my general practitioner to get immunized. Fun. After thinking I was in the clear, I took a closer look and realized that I need a TB test (for sure) and maybe a tetanus (10 years is up in Aug 2011).

Additionally, if you were born in 1980 or later (great...just make the cut) you have to have a chicken pox vaccine. WHAT?! Well, fortunately, I've had the chicken pox...right, so no vaccine. Not totally...instead, I get to go in for a titer, where they test to see if I've had chicken pox. In some cases, if the chicken pox weren't severe enough, you have to get the vaccine. Crazy.

So all this to say, my indirect expenses for moving & starting school have increased. Not to mention the stress of trying to get all these things done in the next week and a half is adding unwanted stress.

Deep breaths.

Yes, sometimes I talk to myself :)

Wednesday, November 4, 2009

$321

I'm applying for doctoral programs at three schools and for four different programs.

Thus far, my running total for graduate application fees, transcript requests, stamps, and additional test scores comes to $321. This will continue to increase as I have yet to pay the $70 application fee to UCLA, purchase another book of stamps, and any other hidden fees I have yet to accrue. (Not to mention costs if I have to interview on campus/visit)

I have heard varying things from individuals as I trudge through this process...

1. it takes a PhD to apply for a PhD
2. If I only knew what the process would have been like, I probably never would have started (referring to the application process)
3. getting there is half the battle
4. the process is meant to make you feel this way, they try to weed people out from the get go

Yet, I'm so blessed to have other people in my life who have recently walked, walking, or just finished this process.

There are so many details and intricacies to each application process that I've been ready to throw in the towel on more than one occasion.

However, I have sent off my recommendation items, applied to the graduate schools, requested transcripts, and test scores.

The next step is to make sure I have my purpose statements finalized and that all the necessary supplemental information is complete for each department.

Yikes.

If you would continue to pray for me. I'm tired, still have lots to do in this process, and often question if this is worth it. But then I remind myself that I don't ever want to do this process again, so I should see it through :)

Thanks for the prayers and encouragement!